About 90-10 Financial Planners
In an industry beset with conflicts of interest and mis-selling of products with the customer becoming the last priority, 90-10 Financial Planners [90-10 FP] was set up to flip the script and provide transparent and holistic fee-based financial advice that places the customer right at the center and in control. We are a SEBI Registered Investment Advisor (Registration no.: INA200008291) who are among the handful of firms in the country who have taken the fiduciary responsibility to act in customers’ interest.
Incorporated in 2008, as MoneyGuide India (a proprietary holding), 90-10 FP is headquartered in Bengaluru. Our mission is to help people achieve their financial goals by providing them sound financial advice enabling them to practice prudent risk management and position them to enjoy life in fullness.
Our client base has consistently grown through referrals and with our focus on providing the best levels of customer service, we enjoy a very high customer retention rate. We take pride in our expertise that we have built through a relentless focus on creating an experienced team, developing technology enablers and institutionalizing standardized processes. Our leadership team has taken up the 'Certified Financial Planner' programme as recommended by the Financial Planning Standards Board, India. Our intense research and consistent outperformance, while maintaining high standards of client servicing are testaments to the robustness of the model.
Vision
To be a respected financial services company, continuously educating and advising investors and assisting them in creating long term wealth
OUR TEAM
Sathish Padakannaya
Founder and Chief StrategistSathish is the founder and chief strategist of 90-10 Financial Planners. Having spent over 15 years in the financial services and investment advisory industry, Sathish’s wide-ranging experience lends the macro perspective that hones and guides our clientele’s micro personal finance decisions. A certified financial planner (CFPCM, from Financial Planning Standards Board India) he also has a PGDFA from Indian Institute of Banking & Finance, Mumbai and is a B.Com graduate from St. Aloysius, Mangalore. He firmly believes in continuous education as a way of life, and keeps himself intellectually active through reading; he voraciously reads both fiction and non-fiction. A sports enthusiast and a regular practitioner of yoga, Sathish keeps his mind fit too, by dabbling in math and puzzles.
CYBER SECURITY AWARENESS
Quick Chrome Safety Tips for Protecting Your Digital Footprint
Safeguarding client financial data and personal information is our highest priority. While institutional security systems protect data on our backend, keeping your web browser secure is a critical first line of defense against cyber threats. Here are three built-in Google Chrome safety features you can enable today to enhance your digital safety.
Upgrade Your Logins with Passkeys
Passkeys allow you to sign in to apps and websites securely using facial recognition, fingerprint scanning, or your device screen lock. This eliminates the reliance on traditional passwords and neutralizes common credential-harvesting threats.
Enable AI-Powered Real-Time Protection
Chrome’s Enhanced Protection utilizes real-time threat intelligence powered by AI to shield your browsing session against deceptive sites, dangerous file downloads, and malicious browser extensions.
- At the top right of your browser, click the Chrome menu (three vertical dots) and select Settings.
- From the left navigation panel, select Privacy and security, then click Security.
- Under the Safe Browsing section, choose Enhanced protection.
Automated Background Safety Checks
Google Chrome includes proactive safety features that run automatically in the background, providing continuous protection without requiring manual action:
